Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances may vary significantly
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information on this site.
This disclaimer governs your use of our website and clarifies the limitations of our service offerings and content
Not Professional Financial Advice
The content on this website does not constitute professional financial, investment, or legal advice. Our consultations are for informational and educational purposes only and should not be relied upon as the sole basis for financial decisions.
Important Notice
Always consult with qualified professionals before making significant financial decisions. Individual circumstances vary and what works for one person may not be suitable for another.
Information Accuracy and Limitations
While we strive to provide accurate and up-to-date information, we cannot guarantee that all information is complete, current, or error-free.
- We provide no warranty regarding the accuracy or completeness of information presented
- All information is subject to change without notice
- Users should verify information independently before taking action
Limitation of Liability
Our liability is limited in the following ways, to the fullest extent permitted by Malaysian law
Direct Damages
We shall not be liable for any direct damages arising from the use of our website or services, except where such exclusion is prohibited by law
Indirect Damages
We expressly exclude liability for any indirect, incidental, or special damages including but not limited to loss of profits, business interruption, or loss of data
Consequential Damages
Under no circumstances shall we be liable for any consequential damages arising from your use of our services or reliance on our content
External Links and Third-Party Content
Our website may contain links to external websites or reference third-party services. We have no control over the content, privacy policies, or practices of these external sites.
Inclusion of external links does not constitute endorsement of the linked content or services
Use at Your Own Risk
Your use of this website and any decisions made based on the information provided are entirely at your own risk. We strongly recommend exercising caution and seeking professional advice.
- Financial decisions carry inherent risks and potential for loss
- Individual circumstances affect the suitability of different financial approaches
- Relying solely on general information without professional consultation increases risk
No Warranties
This website and all content are provided on an 'as is' and 'as available' basis without warranties of any kind, either express or implied.
As Is Basis
We provide all content and services without warranties regarding merchantability, fitness for a particular purpose, or non-infringement
User Indemnification
By using this website, you agree to indemnify and hold harmless Saruthalivane and its affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Jurisdiction and Governing Law
These disclaimers and your use of this website are governed by Malaysian law and subject to the following provisions
This agreement shall be governed by and construed in accordance with the laws of Malaysia
Local Variations: Some provisions may be modified to comply with local Malaysian regulations and consumer protection laws
Dispute Resolution: Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of Malaysian courts
Jurisdictional Notice: If you access this website from outside Malaysia, you are responsible for compliance with local laws in your jurisdiction
Severability Clause
If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimer
We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting on this website.
Please review this disclaimer regularly to stay informed of any updates
Contact Information for Disclaimer Queries
If you have questions about this disclaimer or need clarification on any provisions, please contact us
Email: info@saruthalivane.com
Phone: +601672504819
Address: Jalan Raja, Kuala Lumpur City Centre, 50050 Kuala Lumpur, Malaysia
Last Updated: July 23, 2025
This disclaimer forms an integral part of our website terms and conditions